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Forget the bank. Mortgages for the self-employed just got easy.

Tailored mortgage solutions for Company Directors, Sole Traders, and Contractors across the UK.

Why Self-Employed Buyers Choose Us

Company Directors

We use net profit, not just salary/dividends, to boost your affordability.

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Freelancers & Sole Traders

We'll help you get a mortgage even if your income varies from month to month.

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Contractors

We can use your day rate—not your tax return—to show your real earnings and increase your borrowing power.

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New Business Owners

Just one year of trading? No problem. We've got solutions that work.

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Why Self-Employed Clients Trust Opportunity Mortgages

  • Specialist Knowledge: We don’t dabble in self-employed mortgages—it’s our core focus.
  • Tailored Advice: Every solution is built around your unique situation.
  • Exclusive Lender Access: We work with specialist lenders that typical brokers overlook.
  • Regulated & Trusted: Fully FCA regulated with glowing reviews from clients across the UK.
We recently went through a very stressful house purchase and I can’t praise Alex enough. From start to finish, he was incredibly knowledgeable, patient, and supportive. Despite the challenges we faced at times he stayed on top of everything, kept us informed, and always had a solution ready.
Donna Ramshaw
(Trustpilot)
Alex has been an absolute star throughout our entire mortgage process! As someone who is self-employed, I was initially worried about how much I’d be able to borrow and whether the process would be more complicated. From our very first conversation, Alex was incredibly calming, friendly, and reassuring, making everything feel straightforward and stress-free.
Charlotte Jewell
(Trustpilot)
Top class help and advice received from Alex. We were unsure whether we could get a mortgage. Alex helped us to understand our finances and to calculate what we could afford. We originally looked into shared ownership and then finally decided to buy our first property outright. Alex was friendly and relatable throughout the process, he was always on hand if we had any questions and was quick to respond to our queries.
Laura
(Trustpilot)

we make mortgages simple for the self-employed

No Jargon. No judgement. Just a smart, step-by-step process designed around you. We handle the paperwork, find the right lender and keep things moving… fast!

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Opportunity Mortgages has you covered

fast support

We know speed matters, especially when your dream home's on the line.

Specialist lenders

We work with lenders who specialise in Self-Employed Mortgages.

Straight talk. Smart Advice

We keep it honest, clear and actionable. You'll always know where you stand, what's next and what it takes to be approved.